Fire Insurance

Fire-protect your property.

What is Fire insurance?

This policy covers your property against loss or damage by

fire
lightning
limited explosion

Key coverage

Here is an overview of your coverage

Basic Cover

This policy covers loss or damage to your property due to

Fire
Lightning
Explosion caused by gas used for domestic purposes

Extended Coverage

For an additional premium, coverage may be extended to these risks

Aircraft damage, Impact damage, Earthquake and volcanic eruption
Storm and tempest, Flood, Explosion, Bursting or overflowing of pipes
Subsidence and landslip
Bush/Lalang fire, Spontaneous Combustion, Sprinkler leakage
Riot, strike and malicious damage
Damage by falling trees or branches and other objects

How much is my premium?

Your premium may vary, depending on

Cover selected
Coverage amount
Our underwriting requirements

Building Cost Calculator (BCC)

The calculator is a guide only to assist you in determining the estimated sums to be insured for residential properties, simple shop house and shop office and is not a substitute for professional advice to be obtained.

Before using the calculator, kindly note the following:

if any renovations have been made to your property, you are advised to indicate the amount (cost of renovation) in the box provided in the BCC.
if your property has unique or special design features and/or have extensive renovations and/or have complex structures affixed, you are advised to obtain professional advice for a more accurate assessment of your property.

To access to the BCC, kindly click on the following selection:
http://www.piam.org.my/consumer/industry/building-cost-calculator-bcc/

Product literature

What we don’t cover

Theft during or after a fire
Burning of property by order of any Public Authority
Subterranean fire, pollution or contamination
War, civil war and any act of terrorism
Radioactive and nuclear energy risks
Date recognition
Property damage to data or software

Note:
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.

Important information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 30 June 2012.

Note: You must ensure that your property is insured at the appropriate amount. You should read and understand the insurance policy and discuss it with your agent. Or, feel free to contact us directly for more information.