Individual PA Partner

Embrace uniqueness and individuality while securing your lifestyle with a choice of 5 affordable plans offering 24/7 worldwide protection.

What is Individual PA Partner insurance?

It is an affordable Personal Accident plan that offers greater value with numerous benefits and bonus features

Double the insured sum for death and specified illnesses arising from accidents while travelling on public transport
5% renewal bonus every year up to 25% when no claim is made

Options

Choose among our five offerings

Plan 1
RM100,000 and Hospital Income of RM75 per day
Plan 2
RM250,000 and Hospital Income of RM150 per day
Plan 3
RM500,000 and Hospital Income of RM200 per day
Plan 4
RM750,000 and Hospital Income of RM250 per day
Plan 5
Principal Sum Insured of RM1,000,000 and Hospital Income of RM300 per day

Key Coverage

Here is an overview of your coverage

Personal Accident

Accidental Death & Permanent Disablement
Medical Expenses
Ambulance Fees
Bereavement Allowance
Hospital Income
Repatriation Expenses
Rehabilitation Allowance
Travel Allowance
Renewal Bonus
Double Indemnity

Personal Liability

How much is my premium?

Your premium may vary, depending on

The type of plan selected
Your occupation class
Additional benefits you opted for
Our underwriting requirements

Product literature

What we don’t cover

Personal Accident

War and allied risks
Suicide (whether sane or insane) or any attempt thereat
Pre-existing physical or mental defect or infirmity
Illness, diseases, infections
Childbirth, miscarriage, pregnancy or any other complications thereof
Flying as a pilot or crew member in any aircraft
Criminal acts
Professional sports activities of any kind
Hazardous sports activities
Radioactive and nuclear weapon material accidents
Terrorism

Personal Liability

Liabilities
- assumed under contract and/or agreement
- in respect of damage to property held under your care, control or custody
- arising from ownership, possession or use of
  - any animal (other than a dog or cat)
  - mechanically propelled vehicle
  - vessel or aircraft
  - land or building
  - firearms
- arising out of your employment, trade, profession or business
Claims
- made by your employees for accidents in the course of employment
- against you by family members
Seepage, pollution or contamination
Fines, penalties, punitive or exemplary damages
Radioactive and nuclear weapon material accidents
Terrorism, war and allied risks
Any consequential loss of any kind whatsoever

Note:
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.

Important information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 30 June 2012.

Note: You are advised to note the scale of benefits for death and disablement in your insurance policy. You are advised to nominate a nominee and ensure that your nominee is aware of the personal accident policy that you have purchased. You should read and understand the insurance policy and at all times, feel free to contact us for more information.