Tokio Marine PremierUltra PA

• War and allied risks
• Suicide (whether sane or insane) or any attempt of suicide
• Illness, diseases, infections, acquired immune deficiency syndrome (AIDS), human immune deficiency virus (HIV) and/or HIV-related illness. However, the named diseases specifically mentioned under Medical Expenses, Blood Transfusion and Bereavement Allowance Benefits may be covered under specific circumstances as defined in the policy
• Childbirth, miscarriage (except due to motor vehicle accident), pregnancy or any other resulting complication
• Professional sports activities of any kind
• Flying as a pilot or crew member in any aircraft other than as a fare paying passenger in an aircraft licensed for passenger service
• Pre-existing physical or mental defect or infirmity
• Hazardous sports activities such as mountaineering involving the use of ropes or mechanical guides, parachuting, hang gliding, racing of any kind (other than on foot)
• Radioactive and nuclear weapon material accidents
  
  

Applicable to Personal Liabilities:    

• Liability assumed under contract and/or agreement
• Claims made by your employees for accidents arising in the course of employment
• Claims against you by your family members
• Liability in respect of damage to property held under your care, control or custody
• Liability arising from the ownership, possession or use of any animal (other than a dog or cat), mechanically propelled vehicle, vessel or aircraft, land or building and firearms
• Seepage pollution or contamination
• Liability arising out of your employment, trade, profession or business
• Fines, penalties, punitive or exemplary damages
• Radioactive and nuclear weapon material accidents
• Terrorism, war and allied risks
• Any consequential loss of any kind whatsoever