Tokio Marine Explorer

Enjoy every journey. Stay protected during your trip.

Options

Whether you are traveling alone or with your family, Tokio Marine Explorer gives you different plan options to suit your needs if:

You are very certain about your travel dates & destinations
You travel less than 2 trips in a year
Your age between 30 days to 85 years old
Travel period up to 180 days per trip

Individual Plan
For individuals between 30 days old and up to 85 years old

Family Plan
You, your spouse, and any number of fully dependent children (A fully-dependent child is defined as an individual between 30 days old to under 18 years old or up to 23 years old, who is studying full-time and residing in Malaysia.)

What is Tokio Marine Explorer insurance?

A worry-free travel plan which provides you with comprehensive and wide coverage (including Terrorism) and extra add on cover to suit individual’s needs.

Key coverage

Here is an overview of your coverage

Sections & Benefits Coverage

Section 1

Personal Accident & Medical

Accidental Death & Permanent Disablement
Repatriation of Overseas Burial/Cremation
Medical & Related Expenses
Compassionate Care
Child Care
Emergency Medical Evacuation
Hospital Allowance

Section 2

Travel Inconveniences

Personal Luggage & Personal Effects
Luggage Delay
Persona Money & Travel Documents
Travel Cancellation or Postponement
Travel Curtailment or Disruption
Travel Delay
Missed Departure
Flight Misconnection
Overbooked Flight
Personal Liability
Additional Cost of Rental Car Cover
Travel Agent’s Insolvency Cover
Fraudulent Use of Credit Cards

Section 3

Lifestyle Cover

Home Care
Golfers Cover
Pet Care
Trauma Care
Tokio Marine Travel Assistance Services

Section 4

Optional Cover

Extreme Activities (with additional premium)

Travel Area

Area 1
Australia, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Malaysia (from Peninsular Malaysia to East Malaysia or vice versa), Maldives, Myanmar, New Zealand, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand and Vietnam.

Area 2
Worldwide excluding United States of America, Canada, Tibet, Nepal, North Korea, Syria, Cuba, Iran, Iraq, Liberia, Sierra Leone, Crimea and Sevastopol.

Area 3
Worldwide excluding North Korea, Syria, Cuba, Iran, Iraq, Liberia, Sierra Leone, Crimea and Sevastopol.

How much is my premium?

Your premium may vary, depending on

The plan selected
The travel destination
Your traveling period

Product literature

What we don’t cover

War and related risks including riot or civil commotion
Government regulations/acts or authorities of any country
Claims arising from manual work in connection with any trade, employment, or profession
Travelling (other than as a fare-paying passenger) in a fully licensed passenger aircraft
Suicide or self-inflicted injuries
Hazardous adventure
HIV, AIDS/AIDS-related complex
Effect/Influence of alcohol or drugs
Pregnancy, childbirth, abortion, or miscarriage
Pre-existing medical conditions
Illness/disorders of a psychological nature, any anxiety state and/or nervous depression and mental illness

Note:
This list is non-exhaustive. Please refer to the sample policy contract for the full list of exclusions under this policy.

Important information

This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to the terms and conditions of the policy. It is in your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as of 26 November 2019.

Note: You are advised to take note of the scale of benefits for death and disablement in your insurance policy. It is recommended that you select a nominee and ensure that he/she is aware of the personal accident policy that you have purchased. You should read and understand the insurance policy, at all times, feel free to contact us for more information.